2021…yay

Been a pretty productive month, if not a productive weekend. I’m just exhausted.

Went through my financial projections for the whole year, and yeesh.

If everything is OK, I’ll come out barely ahead, and far short of my savings goals. If anything goes sideways, I’ll have to raid my Roth IRA.

If we get bonuses (management says yes, but I’ll believe it when it hits my bank account) and my May dental appointment is cheaper than I think it will be, and the insurance company actually fucking processes my claim from November, it will be better, but I still won’t make my savings goals.

The pay cuts, delayed and significantly reduced raises just really hurt. (I was supposed to get promoted in October, now it looks like it won’t happen until 2022.)

No time or energy for a side hustle – worked all last weekend, should have worked yesterday but just didn’t have it in me, and should be working today, but the system is down. Probably for the best.

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