Uggghhhhhh

I had the week off – staycationed cause Delta fucked up my actual vacation plans – so you’d think I’d get a ton of shit done, right? WRONG. It would seem I suck hard with unstructured time, YAY undiagnosed ADHD!

But, got paid, paid Care Credit.

Chart showing Care Credit balance going down.

The rest of my goals? HAHAHAHAHA.

Chart showing goals met over the last week - its all over the damn place

I did mess around with my retirement numbers some more – current best case scenario is just over 14 years. I’ve also discovered that Vanguard’s retirement calculator thing is shit – when I put in all my numbers, they’re basically estimating a return of less than 2% a year on investments over the next 14 years – my favorite muni bond fund has a 10 year return of 5.6% and the S&P is 16.2%. 2% is bullshit – they really want folks to think they have to work forever, don’t they?

Fuck that noise. The second I can get out of this capitalist hellscape – I’m out.

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