But some things are good for 2023.

I’ve exercised every damn day this year.

I’ve gotten all the daily to-do’s around the house done every damn day, and managed to do some extra stuff.

Money? I. Am. Fucked. 7K dental bill in December and my brother is in his own cash crunch (the job market ain’t as great as you’d think) and is 2 months behind in paying me, and there are massive tech layoffs everywhere.

I think I’m gonna have to take equity out of the house. I could kill my debt, save a shit-ton of money a month doing that, and have some good cash reserves if things go sideways job wise.

Thing is – I gotta talk to my brother about it, because he co-owns the house. I mean, it would help him, too – some of that cash could cover him and give him some breathing room. But I just don’t want to say, “Hey, your big sister got wiped out by the 2008 recession, and never really recovered thanks to 124K in medical expenses in the last 10 years” – it feels like such a fucking fail.

And fuck, if I had that medical money back, I’d have zero damn problems, and I cannot begin to tell you how much THAT pisses me off.

If it was just me, I’d get the money out of the house in a heartbeat. But if he’s not keen on it, I suppose I could buy him out – get the equity, give him 20% of his half and see if he’d finance a 10 or 15 year note for the rest.

But none of that is gonna matter if I can’t get up the freaking nerve to bring it up.

Adulting sucks.