And I realized after I posted just how freakin’ cavalier I sounded about an 11K budget shortfall – but I knew I’d screwed something up in my projected expenses – and I had.

Found the double counted things, and forgot I’d not added in interest income, which I actually have for a change!

I’d initially not included medical expenses in my numbers, because I have money specifically set aside for it, but I went ahead and put it in – I want to try and keep setting aside that amount, so if I do have to spend that much, I’m at least also getting it back into savings.

Given history, probably about $800 a month. (Teeth are FUCKING EXPENSIVE.) $250 is covered by my HSA, some (but not much) by insurance.

Of course, that put me back over for the year, but if I cut discretionary stuff by 20%, which isn’t terribly severe – I should be OK.

March has been good – no mortgage yet.

Big overspends were on student loans – paid ahead. Household stuff – So. Many. Cleaning. Supplies. Paid extra on car loan, and we had an unplanned vet visit for the LilyMonster.

Utilities were high – seasonal variations, not worried about that. Went over on clothes – replaced my winter jacket, and my flats that were falling apart – but I doubt I’ll be buying anything next month, so that will even out.

Still nicely under on groceries, discretionary, and car stuff – even with the 20% reduction.

Of course, I really thought that getting the house together would put a pin in the “buy because I can’t find the thing” ADHD issue… Went upstairs today to get work laptop. Heard the mouse slide off the top when I took it off the shelf, didn’t see where it landed.

Searched, could not find it. Searched more – found old broken one (that I thought I’d tossed?) – gave up. Went to Staples, got replacement. (Not pricey at least.)

Get home, say out loud, “Well, this will guarantee I’ll find the old one!”

Walk back upstairs. Immediately see mouse. In my defense – IT WAS SOMEHOW ALL THE WAY ON THE OTHER SIDE OF THE ROOM FROM WHERE I KEEP THE LAPTOP. Like, how the hell did it go that far?

New mouse is safely tucked away in the drawer with charging cables and batteries and whatnot for when it is needed.

Well, time to go get some work done to keep from having to use that “oh shit” fund. 🙂