Things are still going well around here! Work has been BRUTAL the past 3 weeks, but I am in the thick of a much needed 4 day weekend. I’ve only been able to keep up with the bare minimum around the house, but thanks to the Big Clear Out – it’s at least repairperson ready should the need arise. And I couldn’t always say that.

March and April are weird budget months cause the first mortgage payment isn’t until May. Put a ton to savings in March, the big overspends were on household stuff, the big underspend, medical. (Whew.)

April is looking good, too – if I can stay on track, looking like I could put 18% to savings & retirement. If you’re thinking “Why is Christmas there? Are you already shopping for that?” – it’s really a visual marker for me to remind me “don’t spend that money even if it’s in the bank, you’ll need it in December.”

So far the only big overspend for April has been the Books & Newspapers category – I had to replace my dying Kindle, but I’ve read 3 books since I got it last week, so – not a bad purchase. Reading has been a struggle since the pandemic started, but my brain has FINALLY decided to settle down a bit. (Though I feel oddly guilty spending time reading, but the fact that my brain can finally process a damn paragraph again is awesome.)

Comparatively, May is gonna suck, LOL. But even with the mortgage, I should still come out ahead, so, yay!

I am so insanely lucky I have this house and the equity to basically cover my fucking medical expenses. If not for this cash out refinance, I’d be in bankruptcy court. And yeah, I am still angry with myself that it’s taken me this long in life to get my shit together, but better late than never.